Financial Foundations: Breaking the Paycheck-to-Paycheck Cycle
Product Description:
Transform your financial life with “Financial Foundations: Breaking the Paycheck-to-Paycheck Cycle” by Morgan Reed—the refreshingly honest money guide for real people facing real financial challenges.
Unlike traditional finance books written by wealth managers or investment gurus, this practical guide comes from someone who’s actually been there: a middle school math teacher and single mom who hit financial rock bottom with $27,000 in credit card debt, a 520 credit score, and constant financial anxiety.
Through warm, conversational writing filled with personal anecdotes and self-deprecating humor, Morgan shares the exact strategies she used to:
Track spending without getting overwhelmed
Create a budget that actually works in real life
Build an emergency fund from scratch
Break free from the paycheck-to-paycheck cycle
Make peace with money emotionally and psychologically
No financial perfection required! This book acknowledges that life happens—unexpected expenses arise, willpower falters, and priorities shift. Morgan’s approach emphasizes progress over perfection with actionable “Small Steps Forward” at the end of each chapter, divided into doable “Baby Steps” and more ambitious “Giant Leaps.”
Perfect for:
Anyone living paycheck to paycheck wanting practical change
People overwhelmed by debt who need a realistic starting point
Parents wanting to improve their finances without sacrificing family needs
Educators and others on modest incomes looking for realistic financial advice
Anyone who’s tried budgeting before and failed
Start building your financial foundation today with this compassionate, no-judgment guide to creating stability when every dollar counts.
